LOTS OF PEOPLE dream of early retirement, and some even plan for it — giving the middle digit to The Man.
The traditional age is 55 because lots of corporations will start a pension at that point just to get rid of you. Retiring before 55 is possible, sure, but only if you’re fairly rich and have planned well.
Due to the aging of the Baby Boomer Generation, magazines and newspapers frequently run articles about retirement in general and even retiring early. These articles often say how difficult it is, that you gotta have 10 million bucks under the mattress. Baloney.
Even though I did little dreaming of early retirement and even less planning (think zip), the stars aligned, and I bailed at 55.
It was the best move of my life. The year was 1999.
And I’ve earned nary a penny or a peso since. At least, not from any effort on my part. Capitalism is a godsend. You stick five bucks in an account, and later you have seven bucks — or sometimes four, depending on which way the wind blows.
Lots of those magazine and newspaper yarns tell you the best towns in America to retire. And they can be great places, but not if you are living on my income, which is about $24,000 a year. That’s just $8,000 over the 2015 official poverty level in America for a two-person household.
Living in the United States these days on $24,000 wouldn’t be much fun.
Doing it in Mexico, however, is easy as pie.
So here is my recommendation if you want to leave the workforce at 55: Have no debt and enough money to make it to 62, praying that Social Security will not increase that age before you get there.
When you hit 62, start Social Security payments, which will likely be more than enough to live sweet in Mexico. An additional corporate pension, even a puny one like mine, is even better.
So come on down. The fishing is good.
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P.S.: Contrary to what’s been hammered into you, living in Mexico is safer than today’s United States of America. Plus, Mexico doesn’t do Big Government, disruptive diversity-worship, #brownlivesmatter, high taxes, and you’re not called racist every day by stupendously silly people.
We’re mellow. Bring a hook, line and bait.
WITH THE overreaching Supreme Court ruling that gay marriage is constitutional (the Constitution mentions anything related to gay marriage?) WordPress, like a number of other online outfits — Tumblr, Facebook, etc. — decided to fly the Gay Pride flag in riotous multicultural celebration.
The blowback was immediate and extreme on their forum, which I imagine caught the zealous, politically trendy, high-tech boys and girls who run WordPress completely by surprise.
They were flummoxed.
Did they realize their faux pas and zap the flag? Did they apologize and state that the flag’s appearance was temporary, which appears to be the case? Did they open their diversity-loving hearts to contrary opinions?
Answer: Not on your life, Bub.
They began closing the forum threads that complained and banning posters who wrote or supported them. This is akin to the outrage that a commencement-speaking invitation to Bill O’Reilly or any conservative would confront at New York University or Columbia.
Following is the forum post that got me — yes, me — banned:
I’m picturing a WP staff meeting of the top honchos. I see a group of gals and guys, most if not all Millennials, all tech-savvy, natch, and the door is shut, creating an echo chamber which, of course, means their own, identical ideas are always heard over and over again. Other ideas — contrary notions — do not intrude. If one does bust in somehow, everybody screams in unison to drown it out.
This means they assume their concepts, beliefs and ideals are universal.
One of these ideas is that gay marriage is a great thing. It never occurs to any of them that a contrary idea exists. Oh, they know that evil people out there, mostly in fly-over country, folks who chew tobacco and cud and intermarry with cousins, do not believe in gay marriage, but they dismiss these people out of hand as of no importance whatsoever. Surely, none of those hayseeds are WP customers.
Another idea that bounces eternally off the wall of the echo chamber is that Capitalism is a curse. They believe this in spite of getting a weekly paycheck from a corporation. Nobody ever said the echo chamber had to make perfect sense or even any sense at all.
Believing Capitalism and corporations to be a curse, they feel free to ignore basic corporate rules such as not angering your customers, and its flip side of doing all possible to have happy customers.
There is also the long-known concept of staying out of religion and politics if you don’t want to have a bonfire in your living room, a bonfire that — if not brought under control — can burn your house down.
I imagine this WP staff meeting of Millennials in their echo chamber, and I know that apart from computer code they are clueless about running a business. How else to explain this inexplicable, and almost impossible to remove, rainbow flag on the editor?
Even your yokel plowing a peanut patch in fly-over country to sell at the market knows the basic premise of not angering any more of your customers than necessary. He wants to sell dem peanuts, after all.
He restricts his religious beliefs to church service on Sunday morning and his political beliefs to the voting booth. He knows better than to wave them in the faces of customers who just might think otherwise.
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FYI: I ‘m okay with legal unions for gays, but the marriage word should be kept out of it. Only men and women should “get married.” Call me old-fashioned. I do not mind. You may feel otherwise, and that’s okay.
I will not ban you for it.