Gone fishing — for good

fishing

LOTS OF PEOPLE dream of early retirement, and some even plan for it — giving the middle digit to The Man.

The traditional age is 55 because lots of corporations will start a pension at that point just to get rid of you. Retiring before 55 is possible, sure, but only if you’re fairly rich and have planned well.

Due to the aging of the Baby Boomer Generation, magazines and newspapers frequently run articles about retirement in general and even retiring early. These articles often say how difficult it is, that you gotta have 10 million bucks under the mattress. Baloney.

Even though I did little dreaming of early retirement and even less planning (think zip), the stars aligned, and I bailed at 55.

It was the best move of my life. The year was 1999.

And I’ve earned nary a penny or a peso since. At least, not from any effort on my part. Capitalism is a godsend. You stick five bucks in an account, and later you have seven bucks — or sometimes four, depending on which way the wind blows.

Lots of those magazine and newspaper yarns tell you the best towns in America to retire. And they can be great places, but not if you are living on my income, which is about $24,000 a year. That’s just $8,000 over the 2015 official poverty level in America for a two-person household.

Living in the United States these days on $24,000 wouldn’t be much fun.

Doing it in Mexico, however, is easy as pie.

So here is my recommendation if you want to leave the workforce at 55: Have no debt and enough money to make it to 62, praying that Social Security will not increase that age before you get there.

Probably won’t.

When you hit 62, start Social Security payments, which will likely be more than enough to live sweet in Mexico. An additional corporate pension, even a puny one like mine, is even better.

So come on down. The fishing is good.

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P.S.: Contrary to what’s been hammered into you, living in Mexico is safer than today’s United States of America. Plus, Mexico doesn’t do Big Government, disruptive diversity-worship, #brownlivesmatter, high taxes, and you’re not called racist every day by stupendously silly people.

We’re mellow. Bring a hook, line and bait.